Alternative investments and Financial technology (FinTech) businesses’ recent entry and quick expansion of new financial services have propelled banking institutions into operational innovation to secure sustainable competitive advantage. Recent increases in the number of academic articles devoted to the strategic facets of asset management were stimulated by significant changes in such a competitive environment. Organizations begin to understand that a strategic approach to asset management becomes a source of long-term survival in an unstable environment and sustained competitive advantages. This study reviewed trendy financial issues: alternative investments, Robo-advisor-based asset management, and related service research in the finance and financial engineering field from the perspective of the aforementioned financial service environment.

The purpose of this study is to develop a pH measurement system capable of measuring the acidity of saliva to check the change in pH level in saliva during driving and to detect whether fatigue is affected. When the pH level is checked at rest and operation, and oxygen concentration is supplied additionally, it will be verified whether the fatigue is reduced. It is reported that the pH level in saliva is divided into stages from 0 to 14, and the lower the value based on step 7, the higher the fatigue, and the lower the fatigue. In particular, in enclosed vehicles, drowsiness and fatigue due to increased carbon dioxide have increased, leading to a major cause of traffic accidents. Therefore, fatigue may be detected in advance by analyzing fatigue through a change in pH level by supplying oxygen during operation. The electromotive force generated by the existing itself is a level of several mV to develop a pH measurement system, so it is developed by expanding it to a range that can be measured using a readout circuit. In the experiment, 13 male experimenters in their 20s measured pH levels in resting and driving conditions. After 20 minutes of rest, the process of inhaling oxygen for 20 minutes was repeated three times. The oxygen concentration used in the experiment was 21% oxygen and 30% oxygen concentration in the atmospheric state, and in the oxygen supply method, a triangular flask was directly connected to the subject’s nose and then oxygen was supplied. As a result of collecting and analyzing saliva after rest and operation, it was confirmed that the pH level tended to decrease in the operating state. In addition, as a result of increasing the pH level when the oxygen concentration is 30% more than 21%, it is confirmed that fatigue tends to decrease as the oxygen concentration increases. Therefore, it was possible to confirm a significant change in fatigue by analyzing the pH level of saliva through this pH measurement system. This study can be used as a fatigue test in various environments through simple pH measurement.

The The purpose of this study is to establish evaluation criteria for the purchase of electric vehicles and to present an evaluation model using quantitative scales for evaluation factors. This study was limited to the study of purchasing factors related to electric vehicles, and the spatial scope was limited to potential buyers in their 20s to 50s living in the Daejeon area. Based on the survey, the factors affecting the purchase factors (energy economics, image, performance, maintenance, price) were examined using the AHP method, and the priorities were analyzed to determine how much influence these factors have on the purchase of electric vehicles. In addition, in order to verify the logical consistency of the survey items, a consistency ratio test (c) was conducted. Through this study, priority considerations for the purchase of electric vehicles were presented, and information on future consumer interest in electric vehicles was conducted. It is judged to be able to provide an opportunity to provide various services for each layer.

본 연구에서는 전장이 400m인 24,000TEU급 컨테이너선박을 대상으로 선박 내 빌지펌핑의 성능에 대한 케이스 스터디를 수행하 였다. 본 연구의 대상인 24,000TEU급 컨테이너선박의 빌지시스템의 경우 선급의 규칙에 맞게 설계되었지만, 선박 내 설치되어 있는 빌지펌 프의 정격유량 및 최대유량 조건에서도 SOLAS Reg.II-1/35-1의 2 m/s 요건을 만족시키지 못하였다. 특히 1번 ~ 4번 화물창에 대해, 해수로 가득차 있다고 가정한 상태에서 해수를 모두 배출하는 동안에 빌지 주관에서의 평균유속을 계산할 결과, 2번 화물창, 3번 화물창 및 4번 화물창은 평균유속이 2 m/s 미만으로 기준에 적합하지 않은 것으로 나타났다. 본 연구에서는 이를 해결하기 위해 2번, 3번 및 4번 화물창의 150A 빌지 지관을 200A 배관으로 교체하여 계산을 수행하였으며, 그 결과 화물창 내의 해수를 모두 배출하는 동안의 빌지 주관에서의 해 수평균유속이 각각 2.479m/s , 2.476,m/s 및 2.459m/s 로 기준을 만족시키는 것을 알 수 있었다.

대기오염물질과 온실가스 배출량을 저감 시키기 위한 배기 후처리 장치에 대한 연구는 활발히 진행 중이지만 그 중 선박용 입 자상물질/질소산화물(PM/NOx) 동시저감 장치에서는 엔진에 미치는 배압 및 필터 담체 교체에 대한 문제가 발생하고 있다. 본 연구에서는 PM/NOx를 동시저감 할 수 있는 일체형 장치의 최적 설계를 위해 장치 내부 유동과 입·출구 압력을 통한 배압의 변화를 연구하여 적절한 기준을 제시하였다. Ansys Fluent를 활용하여 디젤미립자필터(DPF) 및 선택적촉매환원법(SCR)에 다공성 매체 조건을 적용하였고 공극률은 30 %, 40 %, 50 %, 60 % 및 70 %로 설정하였다. 또한, 엔진 부하에 따른 Inlet 속도를 경계 조건으로 7.4 m/s, 10.3 m/s, 13.1 m/s 및 26.2 m/s로 적 용하여 배압에 미치는 영향을 분석하였다. CFD 분석 결과, 장치의 입구 온도 보다 입구 속도에 따른 배압의 변화율이 크고 최대 변화율은 27.4 mbar였다. 그리고 모든 경계 조건에서의 배압이 선급 기준인 68 mbar를 초과하지 않았기 때문에 1800 kW 선박에 적합한 장치로 평가 되었다.

AlSi10Mg alloys are being actively studied through additive manufacturing for application in the automobile and aerospace industries because of their excellent mechanical properties. To obtain a consistently high quality product through additive manufacturing, studying the flowability and spreadability of the metal powder is necessary. AlSi10Mg powder easily forms an oxide film on the powder surface and has hydrophilic properties, making it vulnerable to moisture. Therefore, in this study, AlSi10Mg powder was hydrophobically modified through silane surface treatment to improve the flowability and spreadability by reducing the effects of moisture. The improved flowability according to the number of silane surface treatments was confirmed using a Carney flowmeter. In addition, to confirm the effects of improved spreadability, the powder prior to surface treatment and that subjected to surface treatment four times were measured and compared using s self-designed recoating tester. The results of this study confirmed the improved flowability and spreadability based on the modified metal powder from hydrophilic to hydrophobic for obtaining a highquality additive manufacturing product.

An estuary is a water ecosystem with a high abundance of the species diversity, due to a variety of complex physicochemical factors of the area where freshwater and ocean mixed. The identification of Corbicula species in the estuary environments is difficult because of various morphological characteristics. In this study, we provide taxonomic information on Corbicula species with taxonomic difficulties using morphological and genetic analysis. This study was conducted on clams from the Seomjin River-Gwangyang Bay, one of the major production area of marsh clam in Korea. As a result, we characterized Cytocrome C Oxidase subunit I (COI) sequences of the Corbicula. The 636 bp nucleotide sequences of COI have 98% homology among Corbicula species collected from 2 sites of Seomjin River-Gwangyang Bay. The phylogenetic analysis with 17 species of Corbicula indicated that most of the species collected from Seomjin River-Gwangyang Bay were brackish water clam (Corbicula japonica), and only one Asian clam (Corbicula fluminea). The evolutionary distance between C. japonica and C. fluminea was less than 0.003. Therefore, it was confirmed that C. japonica is phylogenetically closely related to C. fluminea. In 9 species of Cyrenidae, phylogenetic tree was classified into three lineages. These results will be used as an important data for an identification of clam species by providing genetic information for Corbicula species with a morphological diversity. Key words: Corbicula japonica, cytochrome c oxidase subunit I (

The macroinvertebrate community in the Singal reservoir, Yedang and Juam lake was investigated three times from April 2021 to October 2021. Each lake was investigated by dividing it into inflow, middleflow, and outflow. Additionally, sampling was conducted again by dividing it into the edge and center parts at each inflow, middle-flow, and outflow. Eight families of benthic macroinvertebrates were collected except for chironomids in the sampling sites. Dominant macroinvertebrates were investigated as chironomids, and Tubificidae was sub-dominant organisms. The density of macroinvertebrate community was higher in the edge area than in the center bottom of the lakes. The density of chironomids was low when the water level was high but was high when the water level was low. In the edge area of the middle-flow in Singal reservoir, the density of chironomids was 1,208 ind. m-2 in April when the water level was high, but it increased to 1,401 ind. m-2 in July when the water level was low. Similarly, the density of chironomids at the outflow of Yedang lake was high (1,990 ind. m-2) in July when the water level was low. The density of chironomids also decreased along with the increasing water level at all edge areas of Juam lake. These results indicated that it will be necessary to consider the water level when studying macroinvertebrate communities in the lake.

본 연구과제는 아시아지역 AFACI(Asian Food & Agriculture Cooperation Initiative) 회원 13개국을 대상으로 토마토 또는 고추 품종육성 기술을 지원하기 위해 수행 되었다. AFACI 회원국 별 채소 육종 및 종자 생산, 가공, 유통 기술 수준 차이가 크다. 라오스, 미얀마, 캄보디아 등의 회원국에서는 자가 종자 생산이 어려워 필 요 종자의 70~80%를 다른 나라에서 수입하여 활용하고 있다. AFACI 회원국들의 자가 종자 생산기술 향상을 통한 자체 종자 생산을 지원하기 위해 회원국들의 요 청을 받아 고추 또는 토마토 작목의 품종육성 기술지원을 수행하였다. 회원국에서 보유하고 있는 다양한 재래종 자원들의 수집, 평가 및 선발과 세계채소센터에서 육성한 자원들을 공급받아 육종 재료로 활용하였다. 본 과제는 2019년 11월부터 2022년 10월까지 1단계 과정을 통해 회원국별로 다양한 성과들을 창출하고 있다. 효율적인 기술지원을 위해 세계채소센터 전문가들을 활용하여 육종 기술과 재료 들을 공급하였다. 2단계에서는 1단계에서 확보된 다양한 자원들을 활용한 우수 고 정종 품종 등록과 일대잡종 품종육성 기술을 지원할 계획이다. 육성된 품종들은 국가별 품종 등록 절차에 따라 품종보호출원 및 농가 보급을 추진할 계획이다. 1 단계에서는 코로나 19로 인한 대면 교육이 불가능하여 국내 종자회사들과의 소통 이 어려웠다. 하지만 2단계에서는 대면 교육 기회를 확대하고, 국내 채소 종자 업 체와 회원국의 연구원들 간의 소통을 확대하여 국내 종자 기업들의 해외 진출에 도 기여 할 수 있도록 노력할 계획이다.

우리나라의 수산 양식의 대부분이 이루어지는 연안과 내만에 최근 빈번한 고수온 현상으로 매년 막대한 양식 피해가 발생하고 있다. 2018년~2021년의 최근 4년간의 7월은 이례적인 고수온, 장마, 태풍 등에 의해 1990년 이후 수온의 연별 변동성이 1994년~1997년에 이 어 두 번째로 크게 나타났다. 동·서·남해의 대표적인 고수온 양식피해 우심해역(천수만, 가막만, 구룡포)에 대한 열속과 열수지 분석을 통 해 여름철 천수만과 가막만의 고수온 발생은 주로 대기로부터 해수면을 통한 열유입에 의한 것임을 확인하였다. 벌크식으로 계산한 순열 속과 수온변화로부터 계산한 해양 열 저장률로부터 4년간(2018년~2021년)의 7월 평균 해양 열 수송률을 추산한 결과, 서산 창리는 순열속 의 13.5 %, 여수 신월은 순열속의 62.3 %가 외부로 유출되는 것으로 계산되었다, 구룡포 하정은 순열속의 22.2 %가 평균적으로 외부로 유출 되는 것으로 평가되었으나, 냉수대 발생 유무에 따라 연도별로 해양 열 수송률이 순열속의 -174.5 %에서 132.5 %까지 큰 차이를 보였다.

본 연구는 주요 난대 상록활엽수종인 붉가시나무, 구실잣밤나무, 동백나무, 황칠나무 등 4종 임분과 곰솔림을 대상으 로 2019년 5월~2020년 1월까지 각 산림의 임분 특성 및 NVOCs 발산특성을 알아보고자 수행되었다. 분석 결과, 각 조사구의 계절별 기온 및 습도는 여름철에 고온다습하고 겨울철 저온건조한 일반적 우리나라의 기후적 특성을 보였고 기압은 대체적으로 겨울이 높았으며 봄, 여름보다 가을과 겨울의 기압이 높았다. 조사구 5개소의 총 NVOCs는 전체적으로 여름철에 가장 높았으며 봄, 겨울은 황칠나무림, 가을은 구실잣밤나무림, 여름은 붉가시나무림의 NVOCs량 이 상대적으로 높은 특성을 보였다. 수종별로 살펴보면, 침엽수종인 곰솔림보다 난대 상록활엽수종인 붉가시나무, 구실잣밤나무, 동백나무, 황칠나무의 NVOCs 발산량이 낮지 않거나 오히려 높은 것을 확인하였다. NVOCs 발산에 기온(r=0.590, P=0.000), 습도(r=0.655, P=0.000)는 양(+)의 상관관계, 기압(r=-0.384, P=0.000)과 풍속(r=-0.263, P=0.018)은 낮은 음(-)의 영향이 있었다. 미기상인자 중 습도(β=0.507, P=0.000)가 NVOC 발산량에 가장 크게 영향을 미치는 것으로 나타났으며 기온, 기압, 풍속 순으로 영향을 미치는 것으로 분석되었다.

An increasing trend embracing the 2030 generation mindset through the new word ‘newtro’, which means reinterpreting the past and selling it in the present, has been gaining traction. The 2030 generation who seek new experiences and desserts is growing. The unique dessert market is expected to continue to grow in the future. Thus, this study devised a pine needle madeleine. Madeleines were made by varying the proportions of pine needle powder added to 0%, 1%, 3%, 5%, and 7%, and specific gravity, moisture, color, physical properties, and antioxidant properties were measured. The L-value decreased significantly (p<0.001) as the amount of pine needle powder added increased, and the a-value increased (p<0.001). The total polyphenol content, DPPH, and ABTS gradually increased significantly (p<0.001). Through this study, it was possible to confirm the quality and characteristics of madeleines using pine needle powder, which has excellent antioxidant properties, and it will become basic data for the development of various desserts using pine needle powder.

무삼투압차 역삼투압(Δπ= 0)은 KAIST H. N. Chang 명예교수가 2013년 발명, 2014년 미국 특허 출원, 2018년 특 허 취득(US 9,950,297) 해수담수화기술. Chang 등의 RO 기술은 삼투압 조정조와 저압 역삼투압의 2 챔버로 구성. Chang 등은 소금물을 비롯한 모든 수용액은 물과 용질(소금)로 완전 분리 가능 주장. 삼투압차 조정조, 저압 역삼투압조 2 챔버로 구성됨. 고농도 용액의 삼투압은 1908년 미국화학회지 출간된 MIT G. N. Lewis식 이용. 두 번째 특허(US 10,953,3367)에서 RO가 10~12 bar 저 삼투압차 수행 가능 증명. 세 번째 특허(Korea 10-2322755, 해외 출원 중) Singularity ZERO 활용하면 기존 RO 에 비해 물은 50% 추가, 막 면적은 1/3, 이론에너지는 1/5, 동일 용량의 S-ZERO 기술은 기존 RO 건설비의 50~60%로 예측됨.

As cholesterol intake increases, the prevalence of hypercholesterolemia is also increasing. With increasing food selection considering health, consumption of functional foods that can help health is also expected to increase. Ginger is rich in minerals (such as potassium and magnesium) and antioxidants. Antioxidants have been shown to be effective in lowering blood cholesterol levels. Therefore, we would like to produce madeleines helpful for hypercholesterolemia by adding ginger syrup to madeleines recently consumed as desserts. In this study, the quality and characteristics were analyzed after making madeleine by adding ginger syrup at 0%, 5%, 10%, 15%, and 20%. Baking loss was significantly reduced as the addition amount increased (p<0.001). The pH value decreased as the addition amount increased except for the 5% added group (p<0.001). The b value of the chromaticity showed a significant increase from the 5% addition group (p<0.001). Regarding textures, hardness (p=0.006), gumminess (p=0.001), and chewiness (p=0.001) all decreased as the addition amount increased. Regarding antioxidant activity, polyphenol, DPPH, and ABTS values were significantly increased as addition amount increased (p<0.001). Consequently, Madeleine using ginger syrup rich in antioxidants is expected to help health.

This study investigated the methods of effectively removing noises in the acoustic data collected from the cold water zone of the East Sea, and converted that data into NASC values for comparison and analysis. First, the noises accompanying the acoustic data were divided into background noise, impulse noise, transient noise and attenuated signals according to the pattern characteristics. Then, the NASC values before and after noise removal were compared. As a result, the background noises were found to show the highest difference of 6,946 times in the NASC values before and after removal. The attenuated signals showed that the NASC values were higher after the removal.

This study calculated the on-site measurement (Tier 4) of greenhouse gases emitted during the production stage of major fishing periods that utilize set nets and bamboo weir fishing boats. In addition, using theoretically calculated results (Tier 1), the emission factor presented by the Intergovernmental Panel on Climate Change (IPCC) was comparatively analyzed. On average, carbon emissions for each operating period in the bamboo weir and set net were calculated to be 0.16 and 3.58 kg CO2 time -1 , respectively; and the measurement values (Tier 4) for each tool were about 4-17 times lower than their respective theoretical values (Tier 1). Significant differences were found based on engine performance. As port entry, port departure, and operating periods of the vessels show negligible variation with short distances, the operation of the vessel engine was considered as the main variable for carbon emissions in anchovy set net fishing.

본 연구는 중학생의 학교 부적응 행동심리를 파악하고 부정적 행동의 감소와 긍정적 행동 향상을 위한 원예활동 프로그램을 적용하였다. 연구대상 은 K도 C시 B중학교 Wee 클래스 상담 학생 중 자발적으로 원예활동에 참여를 신청한 5명으로 선정하였다. 연구기간은 2015년 4월부터 12월까지 주1회 총 24회기, 한 회기에 50분씩 진행하였다. 원예활동은 효과에 대한 도구는 ‘FBI행동 심리학’을 바탕으로 ‘행동관찰 기록지’를 중학생에게 맞도록 수정⋅보안한 부정적 행동반응과 긍정적 행동반응을 평가하였다. 원예활동 프로그램을 적용하여 행동관찰의 결과 부정적 행동반응은 불쾌감 80%로 가장 많이 감소하였고, 긍정적 행동반응은 편안함 36.84%로 가장 많이 증가하였다. 부정적 행동변화는 7개 요인으로 요약되어 불편함과 무기력 100%로 가장 많이 감소하였고, 긍정적 행동변화는 2개 요인으로 요약되어 편안함 74.28%, 자신감 60%로 증가하는 것으로 나타났다. 이러한 결과는 원예활동 프로그램이 중학생의 학교부적응을 감소하는 긍정적인 영향을 미친다는 것을 확인하였다.