This study tried to suggest a systematic improvement plan to prepare a civil safety insurance operation and management system by reviewing the operation and management status of civil safety insurance, which is operated and managed by each local government autonomously. In this study, the problems of the current civil safety insurance were analyzed by dividing them into the lack of systematic management of insurance items, overlapping coverage between insurance items, and deviations in compensation limits. As a systematic improvement plan, it was suggested to secure the systemic management of guarantee items, standardize compensation standards, prepare an integrated operation and management system, and provide financial support for local governments with poor financial independence. Since the problems and improvement plans for the civil safety insurance analyzed as described above are formed by exchanging and receiving a complex mutual influence, the institutional improvement plan for the operation and management system of the civil safety insurance is not only a specific part of the study, but also comprehensively current citizens. Based on the results derived from the analysis of safety insurance, it is concluded that alternatives must be found.

Abstract
1. 서 론
2. 이론적 배경
    2.1 시민안전보험의 정의
    2.2 시민안전보험의 보장범위
    2.3 시민안전보험 운영현황
    2.4 조례제정 현황
3. 문제점 및 개선방안
    3.1 보장항목 관리 및 보상체계의 미구축
    3.2 효율적 운영을 위한 개선방안
4. 결 론
5. References

• 이정임(동아대학교 국제법무학과) | Jung-Im Lee (Department of International Legal Affairs, Dong-A University) Corresponding author