There has been growing attention on the well-being of people with disabilities. The purpose of this study was twofold: (1) to investigate the associations between individuals’ socio-demographic and psychological characteristics and clothing expenditure, and (2) to examine the moderated mediation effect of self-efficacy and acceptance of disability on the association between dependency on others and happiness among people with visual impairment. This study was based on secondary analysis of data from the second wave of the 6th Panel Survey of Employment for the Disabled collected by the Employment Development Institute. The results of this study showed that average monthly expenditure on clothing was positively associated with self-efficacy, happiness, and acceptance of disability, while being negatively associated with dependency on others. The results also confirmed that self-efficacy mediated the association between dependency on others and happiness. A conditional direct effect of dependency on others on happiness was found, in which negative associations were significant among people with visual impairment who had low and mean levels of acceptance of disability (but not high levels). In addition, there was a significant conditional indirect effect, in which the indirect and negative effect of dependency on others on happiness via self-efficacy was significant for those with low and average levels of acceptance of disability. These findings support the importance of enhancing the independence and acceptance of disability among people with visual impairment, which ultimately contributes to their happiness.

Abstract
I. Introduction
II. Literature Review
    1. People with visual impairments and clothing
    2. Dependency on others, self-efficacy, and happiness
    3. Disability paradox theory
    4. Moderating effect of disability acceptance
III. Methods
    1. Research questions, research model, and hypothesis
    2. Study data and samples
    3. Measures
    4. Data analysis
IV. Results
    1. Descriptive statistics
    2. Exploratory factor analysis
    3. Tests for research questions
    4. Tests for research model and hypothesis
V. Conclusion and Implications
References

• 이민선(건국대학교 글로컬캠퍼스 패션디자인학과 조교수) | Minsun Lee (Assistant Professor, Dept. of Fashion Design, Konkuk University Glocal Campus, Korea)
• 박해림(건국대학교 글로컬캠퍼스 산업디자인학과 조교수) | Hae Rim Park (Assistant Professor, Dept. of Industrial Design, Konkuk University Glocal Campus, Korea)
• 양호정(건국대학교 글로컬캠퍼스 사회복지학과 조교수) | Ho Jung Yang (Assistant Professor, Dept. of Social Welfare, Konkuk University Glocal Campus, Korea) Corresponding author