본 연구는 한국 중산층의 분화와 정책 인식 및 복지태도의 관계에서 주택정책의 매개효과를 실증적으로 분석하는 데 목적이 있다. 이를 위해 중산층의 ‘자산-주택정책-복지태도 및 정책 인식’이라는 3자 관계에 초 점을 맞추어 주로 한국 중산층의 주택점유형태별과 금융부채 유무별로 정책 인식과 복지태도에서 어떤 차이와 균열이 존재하는가를 경험적으로 분석하였다. 경험적 분석 결과는 다음과 같다. 첫째 한국 중산층은 주로 소득과 자산의 규모, 상대적 박탈감으로 특징되는 주관적인 계층적 귀속 의식, 그리고 생활양식의 경제적 실용 지향성의 정도 등에 의해 분화와 재구성이 이질적이고 유동적으로 진행되고 있다. 둘째 주거계층으로서의 한국 중산층은 주택점유행태별로 복지태도에서 주로 ‘정부의 책임 및 개 입 여부’와 ‘복지 확대를 위한 증세 여부’를 놓고 균열을 일으키고 있다. 셋째, 자가-전세-월세의 주택위계에서 월세 집단은 ‘시장중심적 부동산 정책 추진’과 ‘사회 형평성 기여’를 놓고, 전세집단은 ‘양도소득세 강화’ 이슈를 둘러싸고 정부의 주택정책에 대한 평가와 인식의 차이를 보이고 있다. 이런 경험적 분석 결과는 한국 중산층의 분화와 정책 인식 및 복 지태도의 관계에서 주택정책의 매개효과가 중산층 내부의 이질화와 역동 적인 의식의 분화를 더욱 세분화시켜 증폭시키는 효과를 갖고 있다는 것 을 보여주고 있다. 그런 만큼 주택정책의 이중적인 목표와 수단이 중산 층 내부의 이질화와 갈등을 격화시키는 대중영합주의와 결합되어 소모적 인 사회적 비용을 발생시키지 않도록 경계하는 것이 그 어느 때보다도 절실하다고 할 수 있다.

Purpose: The problem of housing poverty among young people is a very important problem for the nation. Therefore, the main purpose of this paper is to identify the problems of the government's housing support policy for young people. And it is in presenting specific solutions by fully reflecting the opinions of experts. Research design, data and methodology: This study consisted of analyzing the following three research topics: 1) the differences of youth residential support housing policy impact on young adults’ housing stability, 2) the problems and solutions of youth housing support policy, and 3) the differences of experts' opinions on the impact of government policy on youth housing stability. The subject of this study is the government's seven housing policies for young people. The targets include Happy Public Rental Housing (Happiness Housing), Station Area Rental Housing for youth (Station Area 2030), Public Dormitory for College Students (Public Dormitory & Hope Dormitory), Jeonse Rental Housing for College Students (Subject Lease Rental Housing for College Students), Social Housing for Young People, and Share House. The data was organized through expert surveys from 1st to 30th June 2020. The experts surveyed include professors & researchers, public officer & public institutions staff, and private developers of young adults’ housing. The methodology of analysis on the problem and the solution of government policy was Frequency analysis. And analysis methods on differences of experts’ opinion were ANOVA, Levene’ test, and Schefe test. Results: Problems in Government's youth residential support housing policy include high rents, lack of supply, difficulty in acquiring rental housing, inconvenience in using shared spaces, conflicts with cohabitants, and invasion of privacy. Solutions include expanding supply to urban areas, establishing long-term plans, securing privacy, diversifying business methods, establishing platforms for rental housing transactions, and expanding various public support (financial support, etc). Conclusions: There was a difference in perception among groups of experts on the impact of public rental housing (called ‘happiness housing’) in youth housing stability. It is very urgent to come up with the most reasonable policy to support youth housing. This requires in-depth discussions by experts to narrow their differences.

We study the impact of economic policy uncertainty (EPU) of Asian four countries such as Korea, Japan, Hong Kong, and China on housing market returns in Korea. Also, we document the relationship between the EPU index of those four countries and the housing market including macroeconomic indicators in Korea. The EPU index of those four countries has significantly a negative effect on the housing purchase price index, housing lease price index in Korea. The EPU index in Korea and Japan has significantly a negative effect on the CPI. The EPU index in only Japan has significantly a negative effect on the PPI. The EPU index in Hong Kong and Korea has significantly a negative effect but the EPU index in China significantly has a positive effect on the stock price index in construction industry. The EPU index in only Korea has significantly a negative effect the stock price index in banking industry. This study shows the EPU index of the Korea has the negative relationships on the housing market economy rather than other countries by VECM. And this study has an important evidence of the spillover of several macroeconomic indicators in Korea for the EPU index of the Asian four countries.