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지수형 날씨보험 가입의향에 대한 분석 KCI 등재

Analyzing the Customers' Intentions of Purchasing Weather Index Insurance

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한국환경과학회지 (Journal of Environmental Science International)
한국환경과학회 (The Korean Environmental Sciences Society)
초록

This study provides the empirical results of the customers' necessity and intentions of purchasing weather index insurance using survey of asking the customers' recognition about weather insurance. In this article, we discovered that not only the customers' past experience of loss but also the extent of damage and the effects that change in weather would have on their firm are positively related to an intention to purchase weather index insurance. In addition, the level of premiums was significantly higher for the highly-intended group of willing to purchase weather index insurance than the comparison group.

목차
Abstract
 1. 서 론
 2. 자료와 방법
  2.1. 자료
  2.2. 순위로짓분석(Ordered Logit Analysis)
 3. 결과 및 고찰
  3.1. 지수형 날씨보험 가입의향 분석
  3.2. 지수형 날씨보험 가입의향별 적정 보험료 수준
 4. 결 론
 참 고 문 헌
저자
  • 박기준(국립기상연구소 정책연구과) | Ki-Jun Park (Policy Research Laboratory, National Institute of Meteorological Research) Corresponding author
  • 김백조(국립기상연구소 정책연구과) | Baek-Jo Kim (Policy Research Laboratory, National Institute of Meteorological Research)
  • 김인겸(국립기상연구소 정책연구과) | In-Gyum Kim (Policy Research Laboratory, National Institute of Meteorological Research)
  • 황진태(보험연구원 금융정책실) | Jin-Tae Hwang (Department of Financial Policy, Korea Insurance Research Institute)
  • 조재린(보험연구원 금융전략실) | Jae-Rin Cho (Department of Financial Strategy, Korea Insurance Research Institute)