Self-efficacy in building self-identity amongst the differently abled employees of a fine dining restaurant in Mumbai has been used as the precursor to building up of a sustainable business model to create social capital. The outcome of this successful profitable business model has been able to demonstrate that such hearing and speech impaired individuals could be turned from being ‘social liabilities’ to ‘social positive assets’. The ‘social liability’ denotes to Mirchi & Mime employees being hearing and speech impaired who suffer from social, economic, financial and familial exclusion. The focal point of this study is to understand the transformation of such entities termed as ‘social liability’ to ‘social capital’ which has been possible within the span of three years. The study uses mixed method research to elicit, quantify and substantiate the building of social capital through the positive psychological, social and economic changes brought about in people who belong to the bottom of the pyramid (BoP). The study uses four different approaches to assess and validate the conceptual model and research objective. One, using survey instrument for guests (consumers) which included 32 items in total and 27 items were measured using likert type scale (5= strongly agree & 1- strongly disagree). Two, employee interview questionnaire was open ended. The questions intend to address the aspects such as regular vs special schooling, challenges experienced in daily routine, employee’s aspiration, pre-employment- economic, social and psychological condition and their post-employment changes, including their perception about the society. Three, the in-depth video-based interview with employee’s family- the questions revolved around their economic, social and psychological transformation pre and post-employment. Fourth, is personality assessment of selected few employees to understand implicit perception about ‘self’ and ‘world’. The quantitative outcome is obtained through descriptive and inferential analysis. The study empirically captures the social capital development with an extensive research from individual psycho-sociological perspective to familial- societal perspective. The study encapsulates an inward to outward outlook of hearing and speech impaired employees and how Mirchi & Mime a fine-dine restaurant (a profit making firm) has successfully converted a social liability into a social capital. Mirchi & Mime consistently maintained its top ranking on Indian restaurant search and discovery service (Zomato). Hence, the study contributes in justifying the viewpoint that social liability is a myth in fact if, employed strategically this would lead to economic and social inclusiveness and business sustainability.

“When the going gets tough, the tough go shopping.” This expression used as a part of an article, (Cotton Incorporated's Lifestyle Monitor™, 2002) look into the group that depicts a part of numerous contemporary consumers' ways of life, that is, shopping to ease a negative state of mind. This type of shopping is alluded to as retail therapy or retail therapy. "Retail therapy" or "compensatory consumption" is frequently connected in the observation to brighten oneself up through the buy of self-treats and additionally lacking self. The significance of the study is to identify the factors influencing the consumption behaviour among women with reference to retail therapy. Most of the research in this area belongs to socio-psychology, psycho-sociology and clinical psychology. The concrete and crystallized conceptual framework in the field of consumer research is very few. The complex theoretical background which lacks unified conceptual framework. Thus, the present research aims to understand the influence of selfconcept theories on consumption behaviour. The research question broadly focuses on the two major aspects of the study that is importance of self-discrepancy in understanding behavioural response in consumer behaviour. Another aspect is to investigate in detail the various moods and emotions related to retail therapy among women. The research question of self-discrepancy has several sub-components ideal-self, self-incongruence, ought-self, satisfaction, dissatisfaction, dejection, disappointment and actual-self are analysed. The various emotions (described in the hypotheses section) related to consumption behaviour w.r.t retail therapy which are aligned and relatable to self-discrepancy concepts are analysed to understand the relationship with the outcome-retail therapy among women. The study uses the sequential transformative strategy of mixed method research. In the present study, the qualitative data is collected is followed by quantitative data collection. The qualitative approach includes in-depth interviews, focus group discussion and quantitative data collection was through the self-administered questionnaires. The study uses inferential analysis and structural equation modelling for the data analysis. The present work holds critical ramifications for consumers' well-being and prosperity. The findings propose that consumer’s uncovered passionate turbulence may be more inclined to overspending and sinking overwhelmingly into obligation because of their expanded eagerness to pay for status-related items. the consumption is both reactive and proactive which originates from self and terminates in consumption. This is cyclic and extends temporary relief.