As the amount payment system have been completed and put into the scale of operation, the China National Advanced Payment System (CNAPS) has achieved initial success, it is an important milestone for China's payment and settlement system in the development history . At present, the people's Bank of China Tianjin branch of modern payment system construction has made great progress, but because the system construction is not fully considered and access to other related systems, leading to some problems still exist in the system development. Therefore, through the development and implementation of the bank payment and settlement system, the use of network technology, information technology and integration technology to achieve the bank payment and settlement business, service, publicity, training, management, and applied in the whole jurisdiction, may realize the business innovation, improve the level of bank management.