The shell & tube-type heat exchanger has been frequently used because it shows simple structure, easy manufacturing and wide operation conditions among many heat exchangers. This study aims to investigate the characteristics for thermal flow of coolant and the possibility of damage for tube equipped with shell due to thermal stress. For these purposes, The thermal flow of coolant in tube was simulated using ANSYS-CFX program and thus the behaviors of coolant were evaluated with standard k-ε turbulence model. As the results, as the flow rate of coolant in tube was increased, the mean relative pressure was also increased with quadratic curve, however, as the surface temperature of tube was increased, mean temperature difference was linearly increased. Finally it showed that the damage of tube could be predicted, that is, which tube was the most weak due to thermal stress.