Ensuring the safe arrival of delivery cargo at its intended destination is of utmost importance. Truck drivers play a crucial role in guaranteeing the secure delivery of cargo without any mishaps. However, there are various factors that may lead to delayed arrival of trucks at their destination, such as late departures or prolonged loading operations. The timely departure of cargo transportation is contingent upon several variables, including the driver's experience, cargo volume, and loading time. If the transportation commencement is delayed, it may increase the risk of accidents due to an elevated operating speed. Consequently, we conducted a study to investigate the correlation between cargo loading time, cargo volume, driving experience, and the likelihood of accidents. Our findings indicate that both cargo volume and driver experience can impact the likelihood of vehicle accidents. Furthermore, all factors can have an interactive effect on the occurrence of accidents. However, extending the loading time may mitigate the impact on the likelihood of accidents.