이 논문은 네팔의 Tanahun지구 Vyas지역에서의 노동이주가 왜 나타났고 어떻게 남겨진 가족들과 커뮤니티에 변화를 이끌어 냈는지 조사하였다. 본 논문에 필요한 정보를 취득하기 위하여 눈덩이 표집 방법을 이용하여 샘플링된 175개의 이주가정들을 대상으로 인터뷰를 시행했다. 송금에 관한 심층적 정보와 송금과 남겨진 구성원들의 사회적 변화 관계를 알아보기 위하여 관심 집단 토론과 주요 인터뷰를 시행했다. 송금의 영향력을 알아보기 위하여 기술 통계와 추론 통계를 시행하였다. 본 논문은 송금이 개인이주자들과 뒤쳐진 가계의 사회·경제적 조건에 긍정적인 영향을 미친다는 사실을 발견하였다. 이주 가정의 경제적 지위향상, 가계들의 커뮤니티 발전 활동 참여, 그리고 가계의 사회조직 참여는 이주 가정의 사회·경제적 지위에 일반적으로 긍정적인 변화를 이끌었다. 커뮤니티 단위에서의 삶의 조건, 사회변화 그리고 발전의 다른 부분에 영향을 미치는 이주 잠재력은 기존의 권력구조에 의해 만들어지고 제한된다. 송금이 표본의 사회·경제적 조건에 미치는 영향력은 상당한 것으로 나타났다. 가계의 지위는 이주 후가 이주 전보다 나은 것으로 인식되었다. 최종적으로 가계설문조사를 위해 이주 가족 구성원이 있는 175가구를 선정하였다.

Purpose- This study seeks to investigate the impact of foreign remittances on private sector investment and the moderating role of banking sector development in Sub-Saharan African Countries. Research design, data, and methodology-The study has used a sample of 15 Sub-Saharan African countries and data for the years 1986 – 2017. Data was obtained from the World Bank Development Indicator (WDI) Database. Panel data diagnostic tests were conducted to ascertain the suitability of the data for regression analysis. The data was analyzed through descriptive and inferential statistics, while the hypothesis was tested through hierarchical regression analysis. Results- The finding of this study indicates that foreign remittances and banking sector development had a significant and positive effect on private investment in Sub-Saharan Africa. Besides, the banking sector development significantly moderated the foreign remittances and private sector investment relationship. Conclusions- Based on the results, the study concludes that banking sector development has an important influence on foreign remittances and private sector investment nexus. Due to the antagonistic interaction between foreign remittance and banking sector development, the study recommends the use of alternative ways of channeling remittances to private investment such as; issuance of diaspora bonds and appeal for direct investment by citizens living abroad.

The objective of the study is to examine the impact of financial development and foreign remittances on poverty and income inequality in the context of Pakistan. The study used ARDL-Bounds testing approach for robust inferences. The results show that in the short-run, remittances increases poverty and income inequality, which further translated into its long-run impact. The result confirmed the inverted Ushaped relationship between per capita income and income inequality, while the second order coefficient of per capita income substantially decline poverty incidence in a country. In the long-run, the results disappeared and it’s turned into U-shaped relationship between income inequality and country’s per capita income. Education largely decreases income inequality both in the short and long-run, however, it increases poverty in the long-run. Unemployment rate substantially damaged the pro-poor growth scenario, as high unemployment rate increases both the poverty rates and income inequality, which suffered poor more than non-poor in a country. Financial development has a positive impact on poverty reduction and income inequality in the short-run. The impact of income inequality on poverty incidence is positive both in the short- and long-run, which need pro-poor growth policies and rationale income distribution in a country.

India is the top recipient of workers’ remittance flows; recent data indicate that the Remittances/GDP ratio has increased from 2.7% in 2000 to 3.36% in 2015. We apply a consumption behavior model, based on the “permanent income hypothesis”, to estimate the consumption augmentation and the stability impact for the period of 1989-2014. The independent variables are: (i) real per capita income (exclusive of remittances) is the measure of “permanent income”, (ii) remittances is the measure of “transitory income”, and (iii) real interest rate as the indicator of consumers’ ability for intertemporal consumption. The economic ramifications are important since current global risk factors could decrease flows in the future. The results indicate the significance of all three variables; there are: (i) evidence of significant consumption augmentation, (ii) consumption responds higher to remittances than to real income, the remittance elasticity is 0.571 and the income elasticity is 0.31, and (iii) evidence of pro-cyclical effect. The VAR model indicates some linkages and causality in the series that result in small response to the shocks. Policies to increase or stabilize remittance flows and to leverage remittances for economic development are important.