This study evaluated the importance of assessing personal exposure to volatile organic compounds (VOCs) by monitoring indoor, outdoor, and personal VOC levels in 15 Seoul residents over a 3-month period using passive samplers. Results indicated that limonene had the highest concentrations across indoor, outdoor, and personal samples, with this compound primarily originating from household cleaners and air fresheners. Other VOCs, such as 2-butanone and toluene, also varied by location. Health risk assessments showed that most VOCs had a Hazard Index (HI) below 1, while the HI of individual exposures were relatively higher. Notably, cancer risk assessments for chloroform and ethylbenzene exceeded permissible levels in some scenarios, suggesting potential cancer risks. This underscores the importance of diverse microenvironment monitoring for accurate health risk evaluations, as relying solely on indoor and outdoor levels can underestimate actual exposure risks. This study highlights the need for future research to monitor VOC levels in various microenvironments, in addition to the necessity of investigating personal activity patterns in depth to accurately assess personal exposure levels. Such an approach is crucial for precise health risk assessments, and it provides valuable foundational data for evaluating personal VOC exposures.