Generally hull insurance is undertaken by mean of a contract of hull insurance. A contract of hul1 insurance here is a contract whereby the insurer undertakes to indemnify the assured against the loss and damage to the vessel mused by maritime perils. A contract of hull insurance is consists of printed main insurance clauses and a clause includes many sub-clauses. Now the Institute Time Clauses-Hulls (hereunder refer to as "English hull insurance clauses"made by the Institute of London Underwriters is much used as the standard from or basic from by many countries ail over the world Now Korean insurance companies hue not made our their own hull insurance clauses, they have just adopted the made-out English hull insurance clauses and the english law and practice to solve the problem related to marine insurance. On the other hand, the United States of America and Japan have made out their own hull insurance clauses based on English hull insurance clauses and used the clauses for many years. Now American is using American Institute Hull Clauses(hereunder refer to as "American hul1 insurance clauses"as its own clauses which was made out by American Institute of Marine Underwriters in 1977 and Japan is also wing its own clauses named Japanese Hull Standard Clauses(hereunder refer to as "Japanese hull clauses") which was made out by japanese Hull Insurance Association in 1990. Therefore the purpose of this study is not only to make a comparative study on English hull insurance clauses 1995, American hull insurance clauses 1977 and Japanese hull clauses l990, but also to supply on some legal materials necessary for Korea to establish and perform our own hull insurance clauses.

본 연구는 대구시의 4월 평균기온자료에 대해 간섭모형을 적용하여 온도변화의 양상이 어떠했는지를 분석하고 향후의 기온 변화를 예측해 보았다. 본 연구에서는 현재까지의 도시별 이산화탄소 배출량 변화를 정량적으로 추정하기 어려운 이유로 간섭의 시점을 시계열상에 나타난 시점으로 선정하였고 그 결과 간섭시점은 크게 1947년과 1970년인 것으로 나타나고 있다. 미래의 이산화탄소 배출량이 어떻게 변할 것인가에 따라 그 결과는 많이 달라지겠지만 만약 이산화탄소 배