Recently the business environment surrounding the financial investment industry is changing rapidly, and the demands of customers (diversity and the cycle of change etc.) are getting shorter. In this context, it can be said that companies are forced to adopt an agile management environment. In particular, non-face-to-face channels, including MTS, is adopting the agile system into the digital finance sector from a company-wide and strategic perspective. This study analyzed the effects of MTS services’ environment quality on customer satisfaction and continuous intention to use for MTS users who are rapidly increasing under the agile management environment in the financial investment industry. This study surveyed the quality of service environment (accessibility, convenience, design, security), customer satisfaction, and continuous intention to use for 350 MTS users. First, accessibility, convenience, and security of MTS service environment quality had a positive effect on customer satisfaction, and design was rejected Second, customer satisfaction has a positive effect on continuous intention to use. Third, convenience and security of MTS service environment quality have positive effects on continuous intention to use, and accessibility and design were rejected. The results of this study, together with demographic analysis, are expected to provide useful implications for MTS activation studies and securities firms’ strategies.

A long term monitoring was carried out to compare altitudinal effects on insect community structures on high mountains and evaluate responses the monitoring and changed of insect communities induced by the climate change. These mountains were choose for Mt. Jeombong for northern part, Mt. Ilwol for middle and Mt. Beakun for southern. Each mountain was divided into three altitudinal gradients. They were collected three times a season from spring to autumn, using pitfall traps for ground beetles and UV light trap for moths. The present study presents preliminary results of analysis for the first year monitoring. In total 41beetle species and 326 moths were collected from the monitoring sites in 2012. abundance of ground beetles and moths were the highest in Mt. Baekun followed by Mt. Ilwol and lowest in Mt. Jeombong. Analysis of variance (ANOVA) results showed statistically significant differences among sampling area, species evenness and Shannon’s diversity index with altitude in species abundance as a response variable. Also we found statistically significant differences to three species of ground beetle and six species of moths with altitude. Although we expected a distinct cluster with the difference of altitude at each study site. one of ordination analysis, nonmetric multidimensional scaling (NMS), showed distinct clusters with the ground beetles assemblage at some altitude and moths assemblage at sampling date.

본 연구는 서열법(교호평균법)과 ZM학파의 식물사회학적 연구방법에 의해 대구, 구미, 김천 근처의 팔공산, 금오산, 황악산 일대의 참나무류 삼림을 분류하고 그 환경조건을 해석할 목적으로 실시되었다 교호평균법에서 추출된 stand의 제 1축상의 종의 배열은 식물사회학적 군락분류의 표징종이나 식별종의 후보 종군을 추출하는데 매우 효과적이었다. 이결과와 타지역과 본 연구지역의 낙엽수림의 조성을 비교 검토한 결과 이하의 2군집, 1군락, 2아군집을 식별하였다. 너도밤나무군강(Fagetea crenatae Miyawaki et al. 1968) ; 당단풍-신갈나무목(Acero-Quercetalia mongolicae Song 1988); 조록싸리-졸참나무군단(Lespedezo-Quercion ser-1-1 때죽나무아군집(Styracetosum japonicae subassoc. nov) 1-2 전형아군집(typicum subassoc. ) (Ainsliaeo-Quercetum mongolicae assoc. nov.) 3. 신갈나무-시닥나무군락(Quercus mongolica-Acer teschonoskii var, rubripes community) 본연구에서 식별된 군단은 우리나라의 냉온대 낙엽활엽수림의 북부형과 남부형에 대응하는 것으로 해석되었다. 서열법에 의해 계산된 제 1축과 제2축상에의 stand의 배열은 인위와 해발과 같은 환경경도상의 계열을 나타내었다. 이상의 연구와 함께 본 연구와 관련되는 사항으로 우리나라의 냉온대림의 군락분류학적 문제점을 종조성론의 입장에서 논하였다.

Twenty-three plants of Japanese apricot (Prunus mume) were collected from several sites around Mountains JIRI in Korea. Japanese apricots having the different morphological features were evenly distributed in the groups made from the cluster analysis, indicating no geographic distributions but artificial vegetations in Korea. Japanese apricots were, as based on the PCR-RAPD techniques, clustered into the three groups; a group (prototype) having the five white petals with the five red sepals, a group (green type) having the five white petals with the five green sepals, and a group (hybrid type) having the more than five red petals with various colored sepals. The prototype apricots showed higher toxicities than other type apricot against bacteria and production of less compounds in TLC plates. The polypetal types of Japanes apricot were related to those of p. armebiaca in the characteristics of seed (the ruggedness), but also to be closed to those of p. armebiaca in PCR-RAPD analysis. The cluster analysis of the twenty three apricots and its related species calculated from the two primers were shown to distinguish relationships of cultivars within species, or of individual plants within cultivars, but also to display the two overlapping bands resulted from PCR-RAPD technique.