This study evaluated the importance of assessing personal exposure to volatile organic compounds (VOCs) by monitoring indoor, outdoor, and personal VOC levels in 15 Seoul residents over a 3-month period using passive samplers. Results indicated that limonene had the highest concentrations across indoor, outdoor, and personal samples, with this compound primarily originating from household cleaners and air fresheners. Other VOCs, such as 2-butanone and toluene, also varied by location. Health risk assessments showed that most VOCs had a Hazard Index (HI) below 1, while the HI of individual exposures were relatively higher. Notably, cancer risk assessments for chloroform and ethylbenzene exceeded permissible levels in some scenarios, suggesting potential cancer risks. This underscores the importance of diverse microenvironment monitoring for accurate health risk evaluations, as relying solely on indoor and outdoor levels can underestimate actual exposure risks. This study highlights the need for future research to monitor VOC levels in various microenvironments, in addition to the necessity of investigating personal activity patterns in depth to accurately assess personal exposure levels. Such an approach is crucial for precise health risk assessments, and it provides valuable foundational data for evaluating personal VOC exposures.

This empirical research is aimed at testing the relationship of the big five personality traits namely openness to experience, extraversion, consciousness, agreeableness, neuroticism, and risk aversion with the investment intention of individual investors belonging to Balochistan, Pakistan. The primary data is collected through a self-administered questionnaire (a structured form that consists of a series of closed-ended and open-ended questions) from a sample of 397 active individual investors belonging to different districts of the province. The data is empirically analyzed by applying the Partial Least Square (PLS) path modeling technique by using the estimation package available in Smart-PLS. The findings of this study suggest that all the variables are statistically significant with investors’ investment intention with risk aversion as the strongest predictor. Moreover, openness to experience, extraversion, consciousness, agreeableness, and risk are significantly and positively related to an investor’s investment intention, whereas neuroticism is negatively related to an investor’s investment intention. The results extended by this study can be used by financial planners and investment bankers to channelize the available financial resources in diversified portfolios. The results will help financial planners to make available diverse investment alternatives for investors in Balochistan, thus catering to their unique needs. Academia must offer courses on contemporary finance paradigm based on behavioral finance to enable future business graduates to make wise financial decisions.