The purpose of this study is to understand underlying principle to form the U-type folk house in the northwestern part of Kangwha Island by viewpoint of inner residents. It is found that many factors other than climate are coincidentally affecting the shape of house; Resident's fixed thought like following geomancer' suggestion, seeking fortune, and locating house enclosed low site; Economic reason of uniting one house with two buildings and making small type by used timber from dismantled house; Centralizing life with small courtyard by reason of family type change from extended to nuclear; Influence from L or ㅁ type of upper class building at Seoul area. The method is thick description of culture with ethnographic method from cognitive anthropology: Observing the form and restoring residents' life with open-ended deep interview.