As an effort to achieve sustainable development and increase people’s welfare, financial inclusion has become the policy agenda of many countries. Therefore, the effect of financial inclusion on economic growth, poverty, income inequality, and financial stability in several countries in Asia has become the goal and this is the subject of this study. Financial inclusion is measured by 3 dimensions, namely banking penetration, access to banking services, and use of banking services. Poverty ratio below the national poverty line and the Gini coefficient are used as indicators of poverty and income inequality. Financial stability is measured by Bank Z-Score and bank nonperforming loans. The results from the hypothesis test shows that all dimensions of financial stability simultaneously have significant influence on economic growth, poverty, income inequality, and financial stability. On the other hand, the partial impact of financial inclusion dimension on economic growth, poverty alleviation, income inequality, and financial stability in ten countries of Asia has not been optimal. The derived results of this study is required to be interpreted and considered by the Governments of each country in developing strategies for increasing financial inclusion, so that the policy to achieve sustainable development and enhancement of people’s welfare can be achieved.

This paper intends to explore the relationship between financial inclusion and financial stability under the scope of Asian economies. The linkage will be thoroughly investigated with country-level and bank-level data of 42 countries in three separate years: 2011, 2014, and 2017. In this study, an inclusive financial system is assessed by two dimensions: usage of financial services and access to the financial system. Usage of financial services ranges from account to credit, savings and payment services. Access to financial system measures the financial outreach where individuals can use financial services. Meanwhile, financial stability, which proxied by Bank Z-score is regarded as the dependent variable. We apply fixed effects regression and random effects regression to capture the impacts of financial inclusion upon financial stability. To enhance the robustness of the model, the Feasible Generalized Least Squares (FGLS) regression is therefore adopted as the solution for the random effects regression. The empirical findings exhibit an overall weak positive influence of financial inclusion on financial stability. The research results also provide both financial institutions and governments with insightful information, which helps them to have an appropriate financial development strategy, improve the regulatory framework and consequently enhance financial stability for the whole system.

항로표지사고는 통항선박의 항행위험을 초래하고, 항로표지의 신뢰성을 저하시킬 수 있다. 해상에 가장 많이 설치·운영되고 있는 등부표는 바람, 조류, 파도 등 해양기상의 영향으로 인한 사고율이 가장 높다. 그러나 우리나라 등부표 설치해역별 해양기상조건이 다름에도 불구하고, 등부표의 동적안정성 계산에 있어 전 해역에 일류적인 극한조건만을 적용하고 있는 문제점이 있다. 따라서 본 연구의 목적은 등부 표 중 해상에 가장 많이 설치되어 있는 LL-26(M) 등부표의 동적안정성을 분석하여, LL-26(M) 등부표의 안정적인 운영 방안을 제시하는 것 이다. 이를 위해 등부표와 관련한 선행연구의 해역별 기상을 분석한 후, 해양기상에 의한 사고발생 횟수가 많은 해역별 대표 등부표에 적용하 여 동적안정성(경사각)을 추정하였다. 연구결과 각 해역별 LL-26(M) 등부표의 경사각은 상이하였다. 즉, 바람에 의한 경사각은 10.329°~ 36.868°이고, 조류에 의한 경사각은 0.123°~18.834°이며, 파도에 의한 경사각은 4.777°~20.695°로 나타났다. 이러한 연구결과는 LL-26(M) 등부 표의 안정적 운영을 위한 해역별 설치기준 마련에 유용한 기초자료로 활용될 수 있을 것이다.

In robotic harvesting, a gripper to manipulate the fruits needs to be attached to the robot system. We proposed a flexible robot gripper that can actively respond to the shape of an object such as fruits in the previous work. However, we found that there is a possibility of not being reliably gripped when the object slides during contact with a finger. In this paper, the improved gripper design is proposed to fundamentally solve the problems of the previous gripper. The position of the finger and the maximum closed position are changed, and the design improvement is performed to increase the grip stability by changing the installation angle of the link portion of the finger. Based on the improved design, a modified gripper is fabricated by 3-D printing, and then gripping experiments are performed on spherical object and fruit model object. It is shown that the gripper can stably grip the objects without excessive bending of the finger link of the gripper. The contact pressure between the finger and the surface of the object is measured, and it is verified that it is a sufficiently small pressure that does not cause damage to the fruit. Therefore, the proposed gripper is expected to be successfully applied in harvesting.

다양한 온도에서 스트루바이트(struvite, MgNH4PO4·6H2O)들이 합성 및 건조되었다. 스트루바이트의 결정화와 그 구조적 특성은 합성 온도와 건조 온도 모두에게 큰 영향을 받았다. 스트루바이트는 합성 온도 ≤30℃에서 순조롭게 형성되었으며, 결정도는 합성 온도와 역의 관계를 보였다. 또한, 스트루바이트 결정도는 건조 온도가 45℃에서 60℃로 증가함에 따라 감소되었으며, 이는 열분해로 인해 발생한 구조적 물 분자와 암 모늄 이온의 손실로 촉진되었다. 그러나 낮은 합성 온도에서 합성된 스트루바이트 일수록 높은 결정도를 가 지며, 열분해에 의한 비정질화가 억제되었다. 본 결과는 저온의 열역학적으로 안정한 조건에서 형성된 스트루 바이트는 높은 결정성을 보이며, 이에 따른 구조 안정성과 열저항성을 갖음을 입증한다.

Successful launch requires state-of-the-art launch vehicle technology and constant test operations, However, the meteorological threat to the launch vehicle flight trajectory is also an important factor for launch success. Atmospheric stability above the Naro Space Center at the this time is very important, especially because the initial flight operation can determine the success of the launch. Moreover, during the flight of launch vehicle with rapid pressure and thrust into the atmosphere, convection activity in the atmosphere may create environmental conditions that cause severe weather threats such as thunderstorms. Hence, studies of atmospheric instability characteristics over the Naro Space Center are a necessary part of successful launch missions. Therefore, the main aims of this study were to (1) verify the atmospheric stability index and convection activity characteristics over the Naro Space Center using radiosonde data observed from 2007 to 2018 by the Naro Space Center, (2) analyze changes in the atmospheric stability index according to monthly and seasonal changes, and (3) assess how the calculated atmospheric stability index is related to actual thunderstorm occurrence using statistical analysis. Additionally, we aimed to investigate the atmospheric characteristics above the Naro Space Center through the distribution chart of the atmospheric stability index during summer, when convection activity is highest. Finally, we assessed the relationship between lightning occurrence and unstable atmospheric conditions, through predictability analysis performed using the lightning observation data of the Korea Meteorological Administration.

In the case of conventional soft robots, the basic stiffness is small due to the use of flexible materials. Therefore, there is a limitation that the load that can bear is limited. In order to overcome these limitations, a study on a variable stiffness method has been conducted. And it can be seen that the jamming mechanism is most effective in increasing the stiffness of the soft robot. However, the jamming mechanism as a method in which a large number of variable act together is not even theoretically analyzed, and there is no study on intrinsic principle. In this paper, a study was carried out to increase the stability of the force chain to increase the stiffness due to the jamming transition phenomenon. Particle size variables, backbone mechanisms were used to analyze the stability of the force chains. We choose a jamming mechanism as a variable stiffness method of a soft robot, and improve the effect of stiffness based on theoretical analysis, modeling FEM simulation, prototyping and experiment.

In this study, the KS A ISO Guide 35 was applied to develop analytical standards for heavy metal cadmium using the Korean mussel (Mytilus coruscus) and to evaluate the homogeneity and stability of the sample. Some of the crucial characteristics that reference materials must consist include homogeneity and stability of both intra- and inter-bottles. We tested homogeneity using ANOVA analysis and short-term stability using regression analysis. The variations of cadmium concentrations did not significantly differ between intra- and inter-bottles (F=0.41, p=0.90). For short-term stability verification, cadmium analysis results were not statistically significant as a result of the regression analysis (significance F=0.51, p=0.53). This suggests that we can not dismiss the null hypothesis that there is no significant variation in concentrations of cadmium over time. These results indicated that the cryogenic-milling process has statistically proven the short-term stability for materials from mussels in the chemical analysis of cadmium. Therefore, we propose that the Korean mussel’s reference material developed for the proficiency test could be used as a tool to evaluate reliability and consistency in laboratories.

The National Environmental Specimen Bank (NESB) has set up a plan to develop reference materials in the facility for assuring analytical quality and validating analytical methods for its monitoring samples. Some of the crucial characteristics that reference materials must consist of are homogeneity and stability of both intra and inter-bottles. In this study, we examined the homogeneity and stability of cryogenically-milled muscle samples, from Common Carp (Cyprinus carpio) for total mercury. Homogeneity was tested using ANOVA analysis and regression analysis was used to test short-term stability. The variations of total mercury concentration did not significantly differ between the intra and the inter-bottle (F=0.8, p=0.37). Additionally, relative standard deviation of the total mercury concentration showed low values (2.28%). For the short-term stability test, total mercury variations were not statistically significant as demonstrated by the result of the regression analysis (F ratio = 3.11, p = 0.18). This suggests that the cryogenic-milling process has statistically proven the degree of homogeneity and short-term stability for samples of carp muscles in the chemical analysis for total mercury.

Underwater architecture in providing a comfortable living space underwater is mandated to survive prevailing environmental loads, especially hydrostatic ambient water pressure exerted on the structure of individual habitat hulls at depth and hydrodynamic fluctuation of external forces that perturb the postural equilibrium and mooring stability of the underwater housing system, for which the design including the hull shape and mooring system constraint the responses. In this study, the postural stability of a proposed underwater floating housing system with three vertically connected ellipsoidal-shape habitat hulls of different sizes are theorized and calculated for hydrostatic stability, using MATLAB in the volumetric integration of a hull and the weight of operational loads under assumed scenarios. The assumptions made in the numerical method to estimate the stability of the habitat system include the fixed weight of the hulls, and their adjustable loads within operational limits for the set meteorological oceanic conditions. The purpose of this study was to numerically manipulate a) The buoyancy and b) The adjusted center of mass of the system within the range of designed external and internal load changes, by which the effective mooring system capability and postural equilibrium requirements were argued with the quantitative analysis.

K-water에서 운영·관리 중인 수차발전기(대수력, 보수력, 조력)는 전기사업법에 따른 정기검사 및 자체규정에 따라 종합시험 등 성능진단을 수행하며 안전관리에 만전을 기하고 있다. 이 중 보수력은 현재 녹조대비 댐-보 연계 운영 등에 의해 당초 보 관리수위보다 수위 저하하여 운영하는 등 사회적인 변화를 겪고 있는 상황으로 이때 보 수위가 당초 제작사에서 제시한 발전가능수위를 벗어난 경우 운영부서에서는 무효방류 최소화를 목적으로 안정적인 발전가능 범위에 대한 기술 검토가 필요한 실정이다. 이에 수위가 낮아졌을 경우 수차발전기와 토목구조물간의 운영 안정성에 관하여 성능진단을 통해 종합분석하여 안정적으로 설비를 운영·관리하고자 한다.

3D 프린팅에 사용될 건설재료는 형태 안정성(shape stability), 워커빌리티, 틱소트로피(thixotropy) 이 세가지 특성을 고려 해야 한다. 본 연구에서는 모르타르에 대해 스퀴즈 플로 시험을 통해 그 성능을 평가하였다. 만능재료시험기를 통해 원통형으로 성형된 모르타르에 대하여 압축 하중을 주어 수직변위를 측정하였다. 배합직후부터 120분 까지 30분 간격으로 스퀴즈 플로 시험을 진행하여 틱소트로피의 영향을 측정하였다. 또한 잔골재의 일부를 마이크로 실리카로 치환하여, 마이크로 실리카가 프린팅 재료의 형태 안정성에 끼치는 영향을 모르타르의 강성과 탄성한계점을 측정하여 분석하였다. 마이크로 실리카 의 치환율이 높을수록 형태 안정성은 향상됨을 확인하였다.

In this study, the effect on the stability of Aerobic Granular Sludge (AGS) with different Carbon/Nitrogen (C/N) ratios was investigated. The C/N ratios were controlled to 10.0, 7.5, 5.0, and 2.5 using the sequencing batch reactor, and the results showed that the removal efficiency of organic matter and total nitrogen decreased simultaneously with the decrease of C/N ratio. The removal efficiency of organic matter and total nitrogen at C/N ratio of 2.5 was 70.7% and 52.3% respectively. In addition, the AGS/mixed liquor suspended solids (MLSS) ratio showed a tendency to decrease from 85.7% to 73.7%, while the sludge volume index showed a tendency to increase from 82 mL/g to 102 mL/g as the C/N ratio decreased. At the same time, the apparent deviation of polysaccharide (PS) content in extracellular polymeric substances was observed, and polysaccharides/protein (PS/PN) ratio decreased from 0.62 to 0.31 as the C/N ratio decreased. Optical microscope observations showed that the reduction in C/N ratio caused the growth of filamentous bacteria and significantly affected the stability of AGS.

본 논문에서는 LNG 벙커링 바지에 대한 예인안정성을 평가하였다. 친환경 에너지원인 LNG(액화천연가스)의 전환을 위한 인프라 로 LNG 벙커링 바지가 개발되고 있다. LNG 벙커링 바지는 예인줄에 연결되어 이동하는 부선의 형태이기 때문에 LNG 공급용 부선의 예인 안정성의 확보는 LNG 벙커링 바지 뿐 만아니라 주변 항해 선박의 안전을 위해 매우 중요하다. LNG 벙커링 바지의 예인안정성을 초기설계 단계에서 추정하기 위해 예인시뮬레이션을 위한 수치코드를 개발하였다. 초기설계 단계에서 활용 가능하도록 운동방정식에는 조종수학그룹 모델이 적용되었고 조종미계수에는 경험식이 적용되었다. 개발된 수치코드의 유효성을 확인하기 위해 발표된 계산 및 모형시험 결과와 비교 하였다. 개발된 수치코드를 이용하여 LNG 벙커링 바지의 선미 스케그 면적과 예인 위치의 변화에 따른 예인시뮬레이션을 수행하였다. 수행 된 시뮬레이션을 통해 설계된 선미 스케그 면적의 적정성을 확인하였다.

In this investigation, the reservoir stability was reviewed using hydrological and physical examination. The results of the review showed that, Both sites were analyzed to lack embankment height and sidewall height in the event of flooding, and it was considered that measures to increase stability should be established in the future by adding more dam cest and increasing side wall of a spill way. In addition, analysis and research will be necessary for other reservoir deteriorated in the future.

본 연구는 세테아릴 알코올, 세틸 팔미테이트, 소르비탄 팔미테이트, 소르비탄 올리베이트, 세라마이드 등을 이용하여 제조한 액정에멀젼의 다층구조에 따른 강화된 계면막에 의해 제형의 안정성이 확보됨을 확인하였다. 편광 현미경을 통해 제형 내 몰타 크로스(maltese cross) 무늬를 확인하고, cryo-SEM을 이용하여 다층 구조가 형성되었음을 확인하였다. 소각 X선 산란법(SAXS)을 이용하여 라멜라 구조 생성여부를 확인하였으며, 점도계를 이용하여 점도변화를 확인하고 정적 광 산란법(SLS)을 이용하여 입도 분포를 확인하여 액정에멀젼의 제형 안정성을 입증하였다.

An efficient shoot regeneration condition for pea cv. ‘Sparkle’ was developed by using optimum explant, plant growth regulator concentrations, and pretreatment of BA onto explant. The average shoot number per explant showed the highest on two kinds of shoot induction media (MSB5 media containing 2 ㎎/L BA and a combination of 2 ㎎/L BA and 1 ㎎/L TDZ) when cotyledonary node explants were cultured. Moreover, the pretreatment of explant in 200 ㎎/L BA solution was found to be more effective in shoot induction than that of non-pretreatment. By histological study, cell division and proto-meristem were formed near the surface of the sub-epidermal and epidermal cell layers of cotyledonary node in earlier than 3 days after culture. The analysis of genetic stability of regenerants by using thirteen ISSR markers showed that in vitro regenerated plants showed polymorphism with 8.3% compared with their mother plants.

원양어선 제501 오룡호는 황천 중인 베링해에서 조업 후 피항하던 중 개구부를 통한 침수로 인하여 침몰하였으며 많은 선원들이 사망하고 실종되었다. 본 연구에서는 사고선박 침몰사고의 진행상황 별 유동수 영향과 어획물 배치 등을 고려한 선박복원성 계산을 KST-SHIP (선박안전기술공단 선박계산시스템)을 사용하여 수행하고 사고선박의 침몰사고 시의 침수 후 선박복원성을 분석하였다. 먼저 만재출항상태 (Full Load Departure Condition)에서의 사고선박의 비손상 복원성 계산서와 KST-SHIP을 사용한 비손상 선박복원성 계산 결과를 비교하여 검증하고, 사고선박의 출항 시부터 사고 직전까지의 배수량에 따른 비손상 복원성 계산을 수행하여 비손상 복원성을 분석하였다. 또한 사고선박 침몰사고 시의 진행상황 별 침수 후 선박복원성 계산을 수행하여 침수 후 복원성도 분석하였다.

최근 국내에서는 기후변화가 용수공급에 미치는 영향을 정량적으로 평가한 사례가 많지 않으며 이와 관련된 다양한 정보를 제공하지 못하고 있는 실정이다. 따라서 미래의 안정적인 용수공급을 위해 미래 다양한 상황에 대한 분석을 통한 수자원 계획이 절실하다. 본 연구에서는 낙동강 유역을 대상으로 미래 다양한 상황을 시나리오로 구성하고 각 시나리오 경로에 대한 물 수급 전망을 통해 용수공급의 안정성을 분석하였다. 분석 결과를 통해 용수공급의 어려움을 겪을 것으로 예상되는 물 공급 취약지역을 선정하여 제시하였으며 지역별, 용도별 물 부족 시나리오를 전망하였다. 또한 용수공급시설물의 최적연계 운영을 통해 용수공급 능력 증대 효과도 분석하여 제시하였다. 향후 낙동강 유역에는 기후변화 등으로 인해 용수공급의 어려움이 예상됨에 따라 이를 완화 또는 해소하기 위해서 보다 다양한 대책 마련이 필요할 것으로 판단된다.

Background : Recently, there has been an increase in the use of herbal drugs for healthcare. The reference standards of herbal medicine is used to quality control for herbal medicines. It have been produced and re-evaluated by Ministry of Food and Drug Safety, starting from 2002. In this study, we re-tested the quality of a variety of Herbal Reference Standards (HRS). We analyze the HRSs with identification test by High Performance Thin Layer Chromatography (HPTLC). All test is based on experimental method of the Korean Pharmacopoeia, the Korea Herbal Pharmacopoeia. Methods and Results : To check the stability of reference standards of herbal medicine, we annually performe real-time monitoring under storage condition (4℃). The aim of this study is to perform a stability testing for 200 national reference standards to ensure the reliability of standards. For example, there are reference standards of Osterici Radix, Polygoni Multiflori Radix, Lithospermi Radix etc. It was achieved by comparing the colors and Rf values of the bands in TLC with those of the marker compounds using High Performance Thin Layer Chromatography (HPTLC). Tests for each item are based on experimental methods of the official compendium or the previous study on establishment of HRSs. Through re-test system, we confirm stability and reliability of HRSs condition. Also, based on the results, these HRSs will be continuously supplied as Herbal Reference Standards of MFDS. Conclusion : As the result, the HPTLC results showed the same TLC patterns as compared with previous reports. Based on the all results that we will update the each certificate of analysis. We want to contribute for quality control of herbal medicines.