본 연구는 우리나라 보험산업 인적자원의 질적인 개선이 효율성의 변화에 어떤 영향을 미치는지를 분 석하고자 한다. 인적자원의 개선은 산업의 교육투자 정도를 반영하는 척도로서 산업에 투입된 인적자원 에 포함된 교육투자를 반영하는 것으로 이를 반영하는 교육기간을 기본변수로 하여 우리나라 보험산업에 의 인적자원이 교육을 통한 질적인 향상으로 인하여 효율성에 미치는 영향을 분석하고자 하였다. 효율성 을 측정하는 방식으로는 자료포락방식(DEA)을 이용하여 한국 생명보험산업과 손해보험산업의 효율성을 측정하였다. 효율성의 변화에 대해 영향을 주는 인적자원의 질적인 개선과 기타 요인들의 영향을 분석하 였다. 우리나라 보험산업에서는 전체적으로 상대적 효율성이 증가추세를 갖고 있었고 효율성변화에 영향 을 주는 요인으로 인적자원의 질적인 개선이 손해보험산업에서는 효율성 증가에 기여하는 결과로 나타나 고 있으나 생명보험산업에서는 효율성에 부정적 영향을 주는 것으로 나타나고 있다. 기타 요인으로 무역 자유화에는 두 산업에서 매우 큰 영향을 받는 것으로 나타났다. 정책적 함의는 우리나라 보험산업 인적자 원의 질적인 개선의 영향이 손해보험산업과 생명보험산업에 다르게 나타나고 있으므로 인적자원 개선을 위한 차별화된 대응방안이 필요하다는 점이 지적되고 인적자원의 질적인 개선을 통한 보험산업의 경쟁력 제고방안에 대한 차별화된 정책적인 대응이 요구된다.

2014년, 금융위원회는 기술신용평가기관(TCB, Tech Credit Bureaus)을 지정 하여 기술신용평가서를 발급하게 하였고 현재까지 5개의 기술신용평가기관과 금융위원회 권고, 레벨 4에 진입한 KEB하나은행, 국민은행, 우리은행, 신한은행 등에서 기술신용평가서 를 발급하고 있다. 한편, KEB하나은행의 기술평가모델은 25개의 세부평가항목으로 구성되 어 있으며, 이러한 항목등급이 가중 결합되어 기술등급이 산출, 기술등급은 신용등급과 결 합하여 최종적으로 기술신용등급이 산출된다. 본 연구에서는 KEB하나은행에서 2016년 하 반기에 자체발급한 406건의 기술평가결과를 분석하였으며, 경영주 동업종 근무년수, 기술개 발전담부서 보유여부, 기술인력, 연구개발투자금액, 인증수, 특허수를 기반으로 지표간의 상 관분석 및 기술등급과의 영향력을 분석하였다. 분석결과에 의하면, 기술개발전담부서, 특허 수, 연구개발투자금액 등의 정량적지표가 기업 기술등급에 상당한 영향을 끼치는 것으로 나타났으며, 특히, 기술개발전담부서 보유여부는 기술등급과 가장 높은 상관관계를 나타내고 있음을 나타냈다.

We studied the efficiency of service quality of loan consultants contracted to a bank in Korea. Since the consultant is not an employee of the bank, he/she is paid solely in proportion to how much he/she sell loans. In this study, a consultant is considered as a decision making unit (DMU) in the DEA (Data Envelopment Analysis) model. We use a principal component analysis-data envelopment analysis (PCADEA) model to evaluate quality efficiency of the consultants. In the first stage, we use PCA to obtain 6 synthetic indicators, including 4 input indicators and 2 output indicators, from survey results in which questionnaire items are constructed on the basis of SERVQUAL model. In the second stage, 3 DEA models allowing negative values are used to calculate the relative efficiency of each DMU. An example illustrates the proposed process of evaluating the relative quality efficiency of the loan consultants.

본 연구는 연안여객선사의 안전관리 운영 효율성을 분석하기 위한 기초연구로 적절한 안전경영지표 평가항목을 설계하고 연안여객선 사를 대상으로 평가항목의 유효성을 검증하는데 목적이 있다. 이를 위해 먼저 연안여객운송사업자의 안전관리책임자, 공무원(선박검사관), 여객 선 운항관리자 등으로 구성된 전문가 그룹을 통해 연안여객선사의 자발적 안전관리 활동을 평가하기 위한 5개의 평가항목과 14개의 세부 평가요 인을 선정하고 사전검증 및 테스트를 통해 객관성을 제고하였다. 이 안전경영지표 평가항목을 이용하여 44개 연안여객선사에 대한 자발적 안전 관리 수준을 평가하였다. 그리고 평가항목의 유효성을 검증하기 위하여 안전경영지표 평가항목 결과와 중대해양사고 비율을 비교분석하여 평가 항목의 타당성을 확인하였다. 이를 통해 자발적 안전경영 수준이 높은 업체일수록 중대해양사고가 발생하지 않고 자발적 안전관리에 무관심하거 나 소홀한 업체는 상대적으로 높은 중대해양사고가 발생하고 있는 것을 알 수 있었다. 이처럼 안전경영지표 평가항목 선정을 통해 연안여객선사 의 안전관리 운영 효율성을 분석하는데 중요한 항목을 객관적인 관점에서 도출하였다. 따라서 향후 안전관리 효율성 분석을 위한 기초자료로 활 용될 수 있을 것이다.

Commercial applications of OPU/IVP were to produce embryos and calves from high genetic cows.The aim of this present study was to compare the number of recovered oocytes and cultured in vitro produced embryos from Ovum Pick-up (OPU). OPU derived embryo production was carried out of oocytes by ultrasonographic guided follicular aspiration and then produced in vitro produced blastocysts by IVP culture system. In result, the rate of recovered oocytes was obtained 612 (57.2%) and 451(73.7) G1+G2 grade oocytes. No difference of recovered rate (51.1~62.1%) was seen in six donor. The rate of cleavage and blastocyst development were obtained 320 (70.9%) and 78 (24.4%) that was 3.3±0.4 cleaved embryo and 0.9±0.2 blastocysts per session. Cleavage rate of OPU oocytes in No. 6 donor was 90.6%, significantly (P<0.05) higher than that in the other donors, However, blastocysts was similar (25.8~30.0%). In conclusion, limited numbers of OPU oocytes had competent development when cultured in SOF culture medium

Loan consultants assist clients with loan application processing and loan decisions. Their duties may include contacting people to ask if they want a loan, meeting with loan applicants and explaining different loan options. We studied the efficiency of service quality of loan consultants contracted to a bank in Korea. They do not work as a team, but do work independently. Since he/she is not an employee of the bank, the consultant is paid solely in proportion to how much he/she sell loans. In this study, a consultant is considered as a decision making unit (DMU) in the DEA (Data Envelopment Analysis) model. We use a principal component analysis-data envelopment analysis (PCA-DEA) model integrated with Shannon’s Entropy to evaluate quality efficiency of the consultants. We adopt a three-stage process to calculate the efficiency of service quality of the consultants. In the first stage, we use PCA to obtain 6 synthetic indicators, including 4 input indicators and 2 output indicators, from survey results in which questionnaire items are constructed on the basis of SERVQUAL model. In the second stage, 3 DEA models allowing negative values are used to calculate the relative efficiency of each DMU. In the third stage, the weight of each result is calculated on the basis of Shannon’s Entropy theory, and then we generate a comprehensive efficiency score using it. An example illustrates the proposed process of evaluating the relative quality efficiency of the loan consultants and how to use the efficiency to improve the service quality of the consultants.

Most games induce their players to be immersed in and to be interested in those games by presenting a specific purpose. And, developers provide and recommend the form and method of game play as a process to achieve that goal, allowing players to naturally experience the aesthetics for which the games intended. However, unlike the intentions of these developers, players who actually play games often reject or reorganize the form of game play that is recommended to achieve the games’ primary purposes faster and easier. Based on the total of twelve weeks since December 2016 when the expansion pack of Heartstone, “Mean Streets of Gadgetzan”, was added, this study analyzed the game phenomenon in which players devises a new type of game play by reconstructing a given content in addition to the game experience desired by game developers in the process of adding a new content to an existing game. Through this, this study aims to present a new perspective on game research and actual development.

This paper was to evaluate social enterprises’ management efficiency with Data Envelope Analysis (DEA). The data was based on the 168 social enterprises’ of annual performance reports published in 2015. The research focused on to measure both financial efficiency and social impact of the companies simultaneously. To apply DEA, the paper classified the enterprises into seven types based on types of socal impacts which each company provides before the estimation of the efficiency. The research results showed that group D, which employes disadvantaged people, provides social services and shares resources was the most efficient group and had higest net worths in Pure Technical Efficiency. In contrast, Group B, which only employs social advantage people and provides social service, was the least efficient one. The research suggests a practical and efficient framework in measuring social enterprises’ management efficiency, including both the financial performance and social impacts simultaneously with their self-publishing reports. Because the Korea Social Enterprise Promotion Agency does not open business reports which social enterprises submit each year, there are basic limitations on researchers attempting to analyse with data from all social enterprises in Korea. Thus, this study dealt with only 10% of the social enterprises which self-published their performance report on the Korea Social Enterprise Promotion Agency’s web site. Regardless of these limitations, this study suggested substantial methods to estimate management efficiency with the self-published reports. Because self-publishing is increasing each year, it will be the main source of information for researchers in examining and evaluating social enterprises’ financial performance or social contribution. The research suggests a practical and efficient framework in measuring social enterprises’ management efficiency, including both the financial performance and social impacts simultaneously with their self-publishing reports. The research results suggest not only list of efficient enterprises but also methods of improvement for less efficient enterprises.

In this paper, we compared the efficiencies of national R&D investments between NT (Nanotechnology) areas in terms of papers, patents, and commercializations, and found ways to improve the efficiencies of national R&D investments for each NT area. This is in response to huge R&D investments government has made recently in NT areas.Here, we collected data on investments, papers, patents, and commercializations for the R&D projects in NT areas through National Science & Technology Information Service. Based on the data, we analyzed the investment and performances (papers, patents, and commercializations) for each NT area, calculated the efficiency for each NT area, and compared the efficiencies between NT areas. Next, using cluster analysis, we identified several NT areas with similar characteristics in terms of paper efficiency, patent efficiency and commercialization efficiency. Finally, we derived implications for the efficiency enhancement for each grouping.The cluster analysis showed that there could be two groups, one being low in terms of technological outcome (papers and patents) efficiencies and high in terms of commercialization efficiencies, while the other being high in terms of technological outcome (papers and patents) efficiencies and low in terms of commercialization efficiencies. Therefore, the strategy for one group calls for support for technology transfer or technology introduction from other R&D performers and grant of guidance for improving R&D performers’ commercialization ability to other R&D performers while the strategy for the other group calls for R&D support for transfer of technology to other R&D performers, activation of technology transfer and support for commercialization of R&D performers.

Tuna purse seine fishery in the western and central Pacific Ocean (WCPO) has been rapidly developed since early 1980s due to massive investment of major distant water fishing nations, and catch by purse seine fishery operating in the WCPO accounts for nearly half of the world’s tuna total catch. As fishing efficiency is reflected by not only improving of individual vessel’s capacity but also increasing number of active vessel, it is essential to understand vessel capacity for reliable assessment result on how fishery affects stock status of target species. In this study, fishing efficiency was analyzed by main factors which are representative of vessel capacity using fishing data and vessel information related to Korean tuna purse seine fishery operating in the western and central Pacific Ocean from 1992 to 2014. It showed that fishing efficiency of vessel tends to be higher when having larger vessel tonnage, higher engine power, lower vessel age and larger length of vessel. As for fishing efficiency by set type, CPUE of associated set with floating objects was generally higher than that of free school set, and CPUE of free school set seemed to have a greater effect on engine power and vessel age compared to other factors.

본 연구는 해수담수화 플랜트의 에너지 사용량을 이론적으로 분석하고 최적화하기 위한 기법을 개발하기 위하여 수행되었다. 먼저 해수담수화 공정모사 모델을 개발하였으며 이를 이용하여 에너지 흐름을 분석하고 각 단계별 유효에너지와 에너지 손실을 계산하였다.

본 연구는 3개의 투입변수와 3개의 산출변수로 구성된 DEA법을 이용하여 우리나라 항만의 노무효율성을 측정 평가하였다. 대상항만의 전체 기술적 효율성은 평균 94.18% 수준이었으며, 순수 기술적 효율성은 100%로 나타났고 규모의 효율성은 94.18%로 전체 기술적 비효율성이 가장 높게 나타났다. 분석결과 7개의 항만은 효율적인 항만으로 측정되었고 4개의 항만은 비효율적 항만으로 측정되었다. 4개의 비효율적 항만중 규모에 대한 수익체증은 동해항으로 나타났다. 그러나 비효율적인 항만들은 생산규모의 비효율성보다 자원운영의 비효율성이 높은 것으로 나타났다. 한편 초효율법을 이용하여 효율적인 항만의 우선순위를 분석한 결과 인천항, 목포항, 평택당진항, 마산항, 여수광양항, 제주항, 군산대산항 순으로 효율성이 높은 것으로 나타났다. 특히 비효율적인 부산항은 목포항 및 인천항을 벤치마킹하여 항만 물동량의 증대, 장비의 현대화 및 노무효율성의 향상을 위해 전면적인 노무상용화가 필요하다.